The goal of the Everyday Model is to provide a balanced portfolio with solid long-term growth with a moderate to low-risk profile.

The model consists of a S&P Growth ETF along with the Aggregate Bond Index. In other words, the allocation consists of stocks and bonds. This allocation remains unchanged unless an ALERT is issued by one of the Think 2 Retire risk indicators.

The portfolio is suited for investors who desire minimal account activity and a moderate degree of risk exposure.

The Risk Management Indicators at Think 2 Retire are also applied to this model in an effort to provide additional volatility control and long-term growth. See the website's Risk Management Indicator and Video Library section for more details.

The allocation percentages mentioned in the example portfolio below are not those suggested in the current model allocation. They're for illustrative purposes only. The current model allocation is available to subscribers.

As always, the subscriber is welcome to deviate from the model's current allocation suggestions to meet their individual needs.